DRIVEN TO HELP YOU MAKE YOUR HOME OWNERSHIP DREAMS A REALITY, OUR TEAM AT LOKATION MORTAGE PROVIDES A SEAMLESS, INDUSTRY-LEADING HOME FINANCE EXPERIENCE.

WHAT WOULD YOU LIKE TO DO?

THE FLORIDA HOME LOAN MORTGAGE PROCESS

step one apply for a mortgage with the Florida home loan preapproval team at LoKation Mortgage

STEP 1:   APPLY

Get in touch with The PreApproval Team at LoKation Mortgage and easily apply for a home loan. You can apply in-person at our office or over the phone with Val Lynn Booth NMLS #2702533, a licensed loan originator. Once she sets up your account, you'll be able to provide the basic information needed for the property you want to purchase, your income, assets, and information about your current loan (if you're refinancing).

STEP 2:   PRE-APPROVAL

Armed with some basic information, Val will review your loan application and process the information to determine if we can move forward. Once your loan is pre-approved, we will issue a letter and you can compare loan programs, rates, and terms. Now you can shop competitively with confidence for your dream home! Let Val know if you do not have a Realtor and she will provide you a list of local experts.

step two is request a preapproval
step three of the mortgage application

STEP 3:   REVIEW YOUR LOAN ESTIMATE

You'll receive a Loan Estimate to review. It will contain estimated costs or fees, an interest rate and the terms of the loan. If you choose to lock in your rate, you'll usually have 30 to 60 days to close your loan.

STEP 4:   SIGN AND CLOSE

From signing the Loan Estimate to Closing typically takes between 30 and 60 days. This time varies depending on your specific loan situation and the Skymax Mortgage Team will work closely with you to shorten this timeframe. After the underwriter deems your file as officially Cleared to Close, we’ll schedule a time to close and see you at the closing table!

step four is closing
Licensed Loan Officer Val Lynn Booth

Valerie Lynn Booth, NMLS 2702533

GET PREAPPROVED

Meet Val, your Licensed Loan Originator at LoKation Mortgage; Val specializes in Florida home loan preapproval applications. She works to understand your financial situation and offers you choices to help you meet your Home Ownership goals.

Working with Val has many benefits including:

  • No Application Fees

  • Simple Online, In-Person or Telephone Application

  • Same-Day Preapprovals

  • Loan Options: FHA, Conventional, VA, Jumbo, Non-Warrantable Condos, and more

  • Non-QM Programs: Bank Statement Loans, Foreign Nationals, No Income Investment Loans, Bridge Loans

  • Down Payment Assistance Programs

  • Access to Multilingual Advisors: English and Spanish.

GET STARTED HERE

FLORIDA HOME LOAN PREAPPROVAL

Whether purchasing a home or refinancing, Val Lynn Booth and her team of licensed Mortgage Loan Originators at LoKation Mortgage are driven to help you make your homeownership dreams a reality in Florida, Colorado and Michigan.

For informational purposes only. This is not a commitment to lend or extend credit and not everyone will qualify. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Val Lynn Booth NMLS #2702533 is a Mortgage Loan Originator at LoKation Mortgage NMLS #2682974 a DBA of Premier Lending Corp NMLS# 1156346, 12399 SW 53rd St #104, Cooper City, FL 33330 | Florida MBR1512 www.nmlsconsumeraccess.org. Val Lynn Booth and LoKation Mortgage fully support the principles of the Fair Housing Act and the Equal Opportunity Act.